Student Loan Refinancing
General Questions
- Why do I need to connect my bank accounts? | Student Loan Refinancing
- Who is Plaid? | Student Loan Refinancing
- Who should consider refinancing with Earnest?
- When should I refinance my student loans? | Student Loan Refinancing
- What makes refinancing my student loans with Earnest different from other refinancing or consolidation options?
- What is the difference between student loan consolidation and refinancing? | Student Loan Refinancing
Eligibility
- How do you determine loan ownership? | Student Loan Refinancing
- Do you refinance loans in default or that have been sent to a collection agency? | Student Loan Refinancing
- Can I Refinance my Prodigy Finance Loan With Earnest? | Student Loan Refinancing
- My student loans are held by an institution outside the U.S., can I refinance with you? | Student Loan Refinancing
- Can I refinance my current Earnest student loan refinance again? | Student Loan Refinancing
- Is my school and/or program eligible?
Application
- Why didn’t I see estimated rates after doing a rate check? | Student Loan Refinancing
- How soon can I expect a decision? | Student Loan Refinancing
- Can I change my refinance amount before accepting my loan? | Student Loan Refinancing
- What if I only want some of my loans paid?
- How do I dispute information on my credit report?
- Why didn't I get approved for all loan terms? | Student Loan Refinancing
10-Day Payoff
- How can I find the payoff amount for my loan?
- I haven't received a statement from my current lender. How do I complete my payoff details?
- I am in the middle of refinancing, and I have a payment due soon. Should I make it?
- Navient: How to find your 10-day payoff amount
- Sallie Mae: How to find your 10-day payoff amount | Student Loan Refinancing
- Federal Loan Servicing (FedLoan): How to find your 10-day payoff amount
Making Payments
- How do I Change my Auto Payment Amount? | Student Loan Refinancing
- What is the difference between my billing date and my payment date?
- Can I make a same day extra or manual payment?
- How do I cancel an extra or manual payment?
- What are my repayment options and what if I cannot make a payment? | Student Loan Refinancing
- Can I pay by check, wire transfer, or my bank's online bill-pay?