Student Loan Refinancing
General Questions
- Who should consider refinancing with Earnest?
- When should I refinance my student loans? | Student Loan Refinancing
- What makes refinancing my student loans with Earnest different from other refinancing or consolidation options?
- What is the difference between student loan consolidation and refinancing? | Student Loan Refinancing
- What are the tradeoffs to refinancing my federal loan with a private lender like Earnest?
- What happens to my loan if I go back to school? | Student Loan Refinancing
Eligibility
- My student loans are held by an institution outside the U.S., can I refinance with you?
- Can I refinance my current Earnest student loan refinance again? | Student Loan Refinancing
- Is my school and/or program eligible?
- I'm currently enrolled in school, can I refinance? | Student Loan Refinancing
- Can I refinance student loans for schooling I did not complete? | Student Loan Refinancing
- I have student loans from an associate degree, can I refinance with Earnest? | Student Loan Refinancing
Application
- Why didn’t I see estimated rates after doing a rate check? | Student Loan Refinancing
- How soon can I expect a decision? | Student Loan Refinancing
- Can I change my refinance amount before accepting my loan? | Student Loan Refinancing
- What if I only want some of my loans paid?
- How do I dispute information on my credit report?
- Why is the interest rate I am being offered different from my original estimated rate? | Student Loan Refinancing
10-Day Payoff
- How can I find the payoff amount for my loan?
- I haven't received a statement from my current lender. How do I complete my payoff details?
- I am in the middle of refinancing, and I have a payment due soon. Should I make it?
- Navient: How to find your 10-day payoff amount
- Sallie Mae: How to find your 10-day payoff amount | Student Loan Refinancing
- Federal Loan Servicing (FedLoan): How to find your 10-day payoff amount
Making Payments
- When will my first payment be due? | Student Loan Refinancing
- How can I switch to bi-weekly auto payments? | Student Loan Refinancing
- What is the difference between my billing date and my payment date?
- How do I make a principal-only payment? | Student Loan Refinancing
- How do I add or remove a payment account?
- Can I decrease my Auto Payment amount?
Managing Your Account
- How do I change my address? | Student Loan Refinancing
- My Earnest loan was overpaid, how will that be refunded? | Student Loan Refinancing
- How can I apply for forbearance? | Student Loan Refinancing
- When will I get my signing bonus? | Student Loan Refinancing
- How can I get a copy of my loan agreement?
- How do I find my individual loan numbers for my current loans?
