Account Information
Your LendKey account number is a unique 11-digit number, referred to as your Loan ID on your billing statement. If you have multiple loans with LendKey and wish to pay off specific ones, please list the Loan ID for those loans separately.
Billing Statement
If you are enrolled in paperless, you may download a copy of your billing statement by signing in to your Lendkey account and selecting “My Information > Statements.” It’s important to note our upload section can only support JPG, PNG, or PDF file types. If you don’t have a copy of your statement to provide, you can upload a screenshot showing your loan details instead. Please make sure the upload includes as much of the following as possible: your full name, a recent date, account number, and payoff amount. If we need any clarification on the information provided, our team will contact you by email before sending the funds to LendKey.
10-Day Payoff Amount
The "10-day Payoff Amount" is your current loan balance plus ten days of interest for the loan(s) you'd like to include at LendKey. There isn’t a way to calculate your 10-day payoff amount online through LendKey, but you can receive a 10-day payoff quote by reaching out to their customer support. Their team should be able to provide you with an estimate right over the phone.
Keep in mind that the 10-day payoff amount assumes payoff in 10 days, and therefore may lead to an overpayment or underpayment, depending on when LendKey applies the payment. Most overpayments will be refunded to Earnest and applied to your principal balance, but occasionally, they may be issued to you. For underpayments, however, you’ll be responsible for paying the remaining amount. If you have any other questions about your loan approval or need further assistance, please use the "Get In Touch” button at the bottom of this article.
Finally, these instructions may have been updated by LendKey since this article was published. We encourage you to review their website for the most accurate payoff information.