We offer student loans and student loan refinancing for degrees used to pay for any colleges or universities that are accredited by the U.S. Department of Education under Title IV. If you're unsure if your school is Title IV accredited, you can consult this list or contact your school directly. We cannot offer loans or refinancing for certificates or other types of non-degree programs.
For student loan refinancing, we can refinance loans for completed degrees or for students within 6 months of graduation with a minimum FICO score of 665. If your degree was not completed, refinancing may still be available if all of the following are true: your last date of attendance was at least 6 years ago, you have a minimum FICO score of 700, and the school was not-for-profit. For student loans, we require that the school be a not-for-profit institution.
We encourage you to review our Eligibility Guide & Requirements for more information. If you have any questions, please contact our Client Happiness team by clicking the “Get in Touch” button at the bottom of this article.