General Questions
Questions specific to refinancing student loans!
- FAQ: Changing From Biweekly to Monthly Payments
- FAQ: Changes to Your Earnest Dashboard
- How is my minimum term length determined?
- Why can't Earnest refinance my Sallie Mae loans?
- Who should consider refinancing with Earnest?
- What is the difference between student loan consolidation and refinancing?
- When should I refinance my student loans?
- What is the minimum student loan balance Earnest can refinance?
- Is my school and/or program eligible?
- Am I eligible to refinance my student loans if I am currently enrolled in school?
- Can I refinance student loans for schooling I did not complete?
- Can I refinance loans for an Associate's degree?
- Is it possible to refinance both federal and private student loans?
- Can I refinance loans that have been consolidated or refinanced previously?
- Can Earnest transfer the ownership of a student loan?
- Can my spouse and I refinance and consolidate our loans together?
- How does filing my taxes with TurboTax® affect my Earnest application?
- What protections does Earnest offer for student loan refinancing?
- Are Parent Plus loans eligible for refinancing?
- What happens to my loan if I go back to school?
- Can I apply to refinance a loan for which I make payments but am not the primary borrower?
- What does it mean that I can set my own monthly payment?
- How long do I have to accept Earnest’s student loan refinance offer?
- Will Earnest match the current grace period on my student loan?
- Are student loans that are refinanced through Earnest considered “student loans” for tax purposes?
- Why is the interest rate I am being offered different from my original estimated rate?
- How soon can I expect a decision?
- What are the tradeoffs to refinancing my federal loan with a private lender like Earnest?
- Can I change my refinance amount before accepting my loan?
- Why didn’t I see estimated rates after doing a Rate Check?
