When you’re approved, you’ll typically be approved for the total eligible student loan amount listed on your credit report. However, you’re not required to refinance all of your student loans with Earnest.
Within the “Payoff Details” section of the loan acceptance process, you’ll be able to select the specific loan or loans you would like to refinance with Earnest. Any loans you don’t select will remain with your current servicer. Once you’ve made your selections, we’ll manage the payoff process with the servicers of the loans included in your refinance.