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Parent Loans

  • What is a Parent loan? | Private Student Loans
  • Am I eligible for a Parent Loan? | Private Student Loans
  • What types of repayment plans are available for Parent loans? | Private Student Loans
  • Will the student be on my Parent Loan? | Private Student Loans
  • Can I transfer a Parent Loan to my child once they graduate? | Private Student Loans
  • Who is responsible for paying back a Parent Loan? | Private Student Loans
  • Do I have to make payments on my loan while my child is in school? | Private Student Loans
  • Will my loan be forgiven if my student doesn’t finish their degree? | Private Student Loans

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Earnest Loans are made by Earnest Operations LLC or One American Bank, Member FDIC.


Earnest Operations LLC
535 Mission St., Suite 1663
San Francisco, CA 94105
NMLS #1204917 - nmlsconsumeraccess.org


One American Bank, Member FDIC
515 S. Minnesota Ave
Sioux Falls, SD 57104

Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from Navient Solutions, LLC (NMLS#212430).
One American Bank and Earnest LLC and its subsidiaries are not sponsored by or agencies of the United States of America.
For California residents (Student Loan Refinance Only): Loans will be arranged or made pursuant to a California Financing Law License.

® 2022 Earnest LLC. All rights reserved.