As an Earnest client with a Parent Loan, the parent borrower will be responsible for the full repayment of the loan as outlined in the loan agreement and final disclosure. If someone other than the parent borrower wishes to make a payment on the loan, they can reach out to our Client Happiness Team for assistance. It’s important to note that any late or missing payments will be the responsibility of the parent borrower. For additional information on how someone can make a loan payment on your behalf, click here.
If you are in need of assistance or are unable to make a payment towards your loan, please feel free to check out this article here to review repayment options that may be available to you. You can also discuss what options may be available for you with our Client Happiness team by clicking on the “Get In Touch” button at the bottom of this article.