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  1. Help Center
  2. Repaying Your Loan
  3. Making Payments

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General Questions
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Student Loan Refinancing
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Making Payments

  • Can I use a savings account to make payments?
  • Can someone else make a payment toward my student loan on my behalf? | Repaying Your Loan
  • How Does Earnest Apply Payments? | Repaying Your Loan
  • How Do I Change My Payment Account? | Repaying Your Loan
  • How Do I Make a Payment? | Repaying Your Loan
  • How do I make a principal-only payment? | Repaying Your Loan
  • How Long Will It Take for You To Process My Paper Check Payment? | Repaying Your Loan
  • How do I Cancel an Extra or Manual Payment? | Repaying Your Loan
  • I noticed the total amount of my Earnest loan is several cents less than the sum of the amount I pay each month – why? | Repaying Your Loan
  • I Want To Make a Payment via Paper Check. Where Do I Send It and What Are the Processing Times? | Repaying Your Loans
  • When Will My First Payment be Due? | Repaying Your Loan
  • When Will My Payment Reflect in My Payment Account and Online Dashboard? | Repaying Your Loan

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Student Debt Guide

- The Earnest Team

     

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Earnest Loans are made by Earnest Operations LLC or One American Bank, Member FDIC, or FinWise Bank, Member FDIC.


Earnest Operations LLC
300 Frank H. Ogawa Plaza, Suite 340
Oakland, CA 94612
NMLS #1204917 - nmlsconsumeraccess.org


One American Bank, Member FDIC
515 S. Minnesota Ave
Sioux Falls, SD 57104

FinWise Bank, Member FDIC
756 East Winchester, Suite 100,
Murray, UT 84107

Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from MOHELA (NMLS#1442770).
One American Bank, FinWise Bank, and Earnest LLC and its subsidiaries are not sponsored by or agencies of the United States of America.
For California residents (Student Loan Refinance Only): Loans will be arranged or made pursuant to a California Financing Law License.

® 2022 Earnest LLC. All rights reserved.