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Can I Make a Payment Toward a Loan on Someone Else’s Behalf? | Repaying Your Loan

Yes. There are a few different ways to do this.

Send a check. The payment must include the client's first and last name, and 16-digit loan number. Our mailing address and check processing timeframes can be found here.

Set up an electronic funds transfer from your bank. This method has the same policies and timeline as a paper check. Please note that we are unable to accept wire transfers at this time.

[Authorized Third Parties] Call our Client Happiness Team to set up a payment. If you're authorized as a third party, we'll ask you to verify both the client's and your own identity. Once verified, we'll be able to confirm basic account information. To make a payment, you will need to provide the routing and account number for a checking or savings account we can pull the payment from.

[Unauthorized Third Parties] Call our Client Happiness Team to set up a payment. To know what account to look for, we will need the client's first name, last name, and one of the following: Earnest account number, mailing address, phone number, or email address. In addition, you will need to provide the account and routing number of a checking or savings account we can pull the payment from.

For information on authorizing a third party on your Earnest account, click here.

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