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What Is the Minimum and Maximum Student Loan Balance Earnest Can Refinance? | Student Loan Refinancing

We offer student loan refinancing for balances starting at $5,000* and up to $550,000, provided the loan(s) you wish to refinance are eligible. We encourage you to review our Eligibility Guide & Requirements for more information.

*Due to state limitations, residents of California must request a student loan refinance of at least $10,000, residents of New Mexico must request a student loan refinance of at least $10,001, and Kentucky residents who refinance $15,000 or less are limited to a maximum repayment term of 10 years.

 

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