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How do I make a principal-only payment? | Student Loan Refinancing

Since all payments received on your loan will be applied to interest first, then to principal, we're unable to offer a principal-only payment option.  However, by making an extra payment on the same day as your due date, the majority of that extra payment, if not all of the extra payment, will go towards your principal balance. You can find directions on how to schedule an extra payment here or review payment processing times here.

If you're enrolled in Auto Pay, you can increase your monthly auto pay above the minimum payment amount to have more of your payment go towards principal each month.  To increase your monthly Auto Pay, contact Client Happiness Team directly by clicking the "Get In Touch" button found at the bottom of this article.

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