Eligibility and Applying

• What is the Secured Overnight Offered Rate (SOFR)? | General Questions
• What makes for a successful application?
• What states does Earnest currently offer loans in? | General
• Can I apply for a loan if I am a citizen of the United States but living outside of the country?
• What kind of assets does Earnest consider in my application?
• If I give you my social security number, will you give me a loan offer?
• How does applying for an Earnest loan affect my credit?
• Can I apply for an Earnest loan to pay for school?
• My application for an Earnest loan was declined. What are my options?