Earnest is the servicer for all of our student loan products. While some companies rely on outside partners to manage repayment and servicing, Earnest takes a more integrated approach. Our team supports you throughout the application process and remains available after your loan is disbursed to guide you through repayment.
However, we do collaborate with MOHELA to provide servicing support for certain specialized functions. For example, if your loan becomes past due, Earnest will engage MOHELA to work directly with you until your account is back on track. Even in these cases, Earnest remains your servicer. You will continue to manage your loan on earnest.com and make all payments directly to Earnest. Feel free to check out this article for additional details about how Earnest and MOHELA work together.