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How can I contact Earnest? | General Questions

If you were unable to find your answer within our Help Center, please reach out to your dedicated servicer for further support. 

For Earnest clients: Our dedicated Client Happiness team is happy to answer your questions during our office hours. You can reach us by email, phone, chat, and standard U.S. mail.

  • Email: 
  • Phone: (888) 601-2801, 5 A.M.-5 P.M. PT, Monday through Friday
  • Chat: Our virtual assistant is available 24/7 by clicking the chat icon in the bottom right corner and can assist you with a variety of general and account questions. If it is unable to assist, our team is happy to chat with you during our regular office hours. 

Written correspondence: PO Box 9250, Wilkes-Barre, PA 18773-9250. Please do not send payments to this address. For our payment address, click here.

Military Service Members: If you are a Military Service Member and need assistance, you can reach our dedicated team by emailing or by calling 855-284-4879 Monday from 5 A.M. to 6 P.M., Tuesday through Wednesday from 5 A.M. to 5 P.M., and Thursday through Friday from 5 A.M. to 3 P.M. PT. If you are currently abroad, please use our international number at +1 888-272-5543. For more information regarding Military Service Members please see this article here

Personal Loans: If you have an Earnest personal loan serviced by our trusted partner Systems & Services Technologies (SST), you can contact their support team at 866-798-9888, Monday through Friday 5 A.M.-8 PM PT, and Saturdays 6 A.M.-10 A.M. PT. 

For NaviRefi clients: A dedicated support team is happy to answer your questions. You can reach them at 844-381-6621 Monday-Friday 5 A.M.-5 P.M. PT.

Resources are available to assist borrowers who have tried unsuccessfully to resolve a problem through their servicer. Please refer to your state’s relevant authority.


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