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I want to make a payment via paper check. Where do I send it and what are the processing times? | Repaying Your Loans

All checks should be made payable to Earnest Operations, LLC. Mailed payments are processed on business days only and can take an additional two business days to be applied to your account. Please note, if you are sending your payment by mail, the payment will be applied to your loan effective from the date the payment is received. We process paper checks at the following addresses:

Primary Borrowers
PO Box 9202
Wilkes Barre, PA 18773-9202

Cosigners
PO Box 9255
Wilkes Barre, PA 18773-9255

A check mailed to our headquarters in San Francisco will require additional processing time, as the check will need to be re-routed to an address above. Finally, please make sure that your check contains your full name16-digit loan number, and 10-digit account number. These numbers can be found on any loan statement.

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