Earnest and Navient are affiliated companies that work together to provide clients with a best-in-class experience for managing their student loans. Earnest was founded in 2013 and became part of the Navient family in 2017. Earnest provides consumers with student loan products such as Private Student Loans, Student Loan Refinance, and NaviRefi. Earnest also provides loan servicing for its student loan products, with support from MOHELA starting October 21, 2024.
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