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What is the minimum and maximum student loan balance Earnest can refinance?

We’re happy to refinance student loan balances starting at $5,000*. We can refinance up to $550,000, provided all of the loans are eligible for refinancing (having been used to pay for attendance at a Title IV accredited institution).

*Due to state limitations, residents of California must request a student loan refinance of at least $10,000, and residents of New Mexico must request a student loan refinance of at least $10,001.

 

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