Whether you’re applying for a loan independently or with a cosigner, our team would be happy to assist you in submitting your application over the phone. Applying over the phone takes approximately 15-20 minutes and requires both the primary borrower/student and, if applicable, the cosigner to be present to complete their respective portions of the application.
For an efficient application experience, you'll want to make sure you have access to a computer and email. These are important so we can send you timely updates regarding your application and help you set up your loan for future management, if approved. We also recommend reviewing our Eligibility Guide & Requirements in advance so you’ll know what information our team will be looking for during the application and review.
- Private Student Loan Application - You can submit your application with a team member by calling (866) 492-1222. Our team is available Monday through Friday, from 6 a.m. to 5 p.m. PT, excluding holidays.
- Student Loan Refinance Application - You can submit your application with a team member by calling (888) 601-2801. Our team is available Monday through Friday, from 6 a.m. to 5 p.m. PT, excluding holidays.
If you have any other questions about the process, please feel free to contact our Client Happiness Team directly by clicking the "Get In Touch" button found at the bottom of this article.