Yes! While we can’t guarantee approval ahead of time, we do offer tools that can help you check whether Earnest may be a good fit before you apply. You can use our rate check tool for Student Loan Refinancing or complete an eligibility check for Private Student Loans. The purpose of these tools is to provide potential applicants with some indication of the review outcome before they apply.
Both tools will request basic financial and personal information, allowing us to easily compare it against our eligibility guidelines. If we see that Earnest may be a good fit for you, we’ll provide a preview of what you might expect when submitting a full application. As part of this process, you’ll be asked to authorize a soft credit inquiry, which does not impact your credit score. For more information on how using these tools could impact your credit, check out this article.