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Who Is Earnest? | General Questions

Earnest was founded in 2013 to provide every responsible borrower with the chance to go to college and pay off their student loans. Our mission is to make higher education accessible and affordable for everyone. We provide funding for current students, as well as refinancing for those who have finished their education. For more information on the kinds of loans we offer, feel free to check out this article

Our student loans are created with simplicity in mind. The application is designed for your convenience, with clear language and an intuitive design to help guide you. We work relentlessly to offer some of the lowest interest rates on the market because we see you as an individual, not a student loan. Before applying, we invite you to take a look at our Eligibility Guidelines for more information. 

Our team is comprised of experts in technology and includes engineers, financial professionals, designers, storytellers, and individuals who are passionate about changing student lending, one loan at a time. We have offices in both San Francisco and Salt Lake City. While we don't have any brick-and-mortar locations, we do have a responsive, knowledgeable Client Happiness team. They are available via phone at (888) 601-2801, 5 A.M. - 5 P.M. PT, Monday-Friday, email by clicking the "Get In Touch" button found at the bottom of this article, or through chat by clicking the green button found in the corner of the page.

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