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What Are the Loan Terms for Personal Loans? | Personal Loans

We offer Personal Loans at fixed rates with loan terms of 2-7 years (1) and can approve loans ranging from $3,000 to $50,000*, subject to eligibility requirements. Approved loan amounts are based on an applicant’s creditworthiness and overall approval. We encourage you to review our Eligibility Guide & Requirements for additional details.

*Due to state-specific regulations, minimum loan amounts vary: $10,000 for residents of California, New Mexico, New Hampshire, and Arizona; $6,000 for Massachusetts; $15,000 for Kentucky; and $25,000 for Alaska.


1 The full range of loan terms varies by state. Representative example of repayment terms for an unsecured personal loan: For $12,000 borrowed over 36 months at 11.99% APR, the monthly payment is $399. This example is an estimate only and assumes all payments are made on time. The actual rate and payment amount may vary and are determined by the product, term, loan amount, and your credit qualifications.

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