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What is the age of majority? | Private Student Loans

The age of majority is the legal age a minor is recognized as an adult. This is determined by the state you live in. Most state’s age of majority is 18, except Alabama (19), Mississippi (21), and Nebraska (19). At Earnest, if you’re applying for an independent student loan (a loan without a cosigner), you must be at the age of majority at the time you apply to be eligible for a loan. However, if you’re applying for a cosigned student loan, the student does not have to be the age of majority, their cosigner will need to be. 

You can find all our Private Student Loan eligibility here.

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