Need a loan for a full academic year?
Start date - First-day classes begin in the academic year
End date - Date classes end for the academic year
A single semester/term?
Start date - First day of classes for term/semester
End date - Last day of classes for term/semester
A loan for more than one academic year?
We can only approve a loan application for one academic year at a time. You'll want to re-apply for an Earnest loan before the beginning of each academic year.
A loan for previous expenses?
We may be able to cover previous academic costs if they are less than 1 year old.