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How can I switch to biweekly Auto Pay? | Student Loan Refinancing

Our biweekly Auto Pay option allows you to make payments every two weeks instead of once per month. This lets you sync your payments with your pay periods and can help reduce accrued interest. If you're interested in setting up biweekly auto payments, you can do so from your Earnest dashboard.

When can I enroll in biweekly payments?

Enrollment becomes available at the end of your first 30-day billing cycle, which is also when the first statement is generated. Following this date, you will have the option to “Edit Frequency” from a monthly withdrawal to every 2 weeks.

How do I enroll in biweekly auto payments through my dashboard?

  • First, log in to your Earnest account.
  • Select the green "Loan Details" button.
  • Click the "Enroll In Auto Pay" hyperlink.
  • Choose a bank account and frequency (monthly or every 2 weeks), then click "Review Changes."
  • Lastly, click “Confirm and Submit."

Depending on the date you choose, your monthly auto-payment may be canceled, and a manual monthly payment will be needed to keep your loan on track for the current billing cycle. 

Can I move from biweekly back to monthly if I need to?

Yes! You'll be able to use the "Edit Frequency" button again to move back to a monthly payment schedule.




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