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How Can I Make Payments as a Cosigner? | Private Student Loans

You'll have access to an online loan dashboard to set up payments, access loan documents, and view loan details. However, you'll be unable to update the primary account holder's personal information (such as their address, phone number, name, etc.). 

How can I make an extra payment?

Making a payment as a cosigner can be completed from your online dashboard. To schedule a manual or an extra payment on your account, you will need to first:

  1. Sign in to your Earnest dashboard 
  2. Click Screenshot_2023-05-31_at_2.35.18_PM.png
  3. Select Screen_Shot_2021-12-10_at_8.36.18_AM.png *Note, this button is available once your loan enters repayment*

You may schedule a same-day payment or for any date up to 60 days in the future. Please note, that if you or the primary account holder are enrolled in Auto Pay, extra payments will not replace your monthly auto payments. You can use your online dashboard to enroll in Auto Pay ( though the primary and the cosigner cannot simultaneously be enrolled in autopay). For more information on steps to enroll in Auto Pay for a 0.25% reduction on your interest rate, please refer to this article.

If you would like to mail in a payment, you can send those here:

PO Box 9255
Wilkes Barre, PA 18773-9255

When mailing in a payment, make sure to include the 16-digit loan number and 10-digit account number. The loan number and account number can be found on any loan statement. For our current mailing processing times, click here.

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