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What is My School Enrollment Status? | Private Student Loans

Your enrollment status is determined by your school and depends on the number of credit hours you are scheduled to take during an academic year (or by semester, term, or quarter). Common enrollment statuses include:

  • Full-time – At least 12 credits per semester
  • Half-time – 6–8 credits per semester
  • Less than half-time – Fewer than 6 credits per semester

No degree is required for either the student or the parent to apply. However, the student must be enrolled at least half-time while pursuing an undergraduate or graduate degree. Please reach out to your school to confirm your enrollment status, as it may vary depending on the college and program you have chosen.

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