When applying for a Private Student Loan, student applicants can either apply with a cosigner or the cosigner may start the application and then add their student. The party initiating the application will send an email invite to the other to complete their portion of the application.
When applying for Earnest Student Loan Refinancing, only applicants who do not fully meet our eligibility criteria on their own can proceed with a qualified cosigner.
Regardless of the application type you choose to submit, we encourage you to first review the Eligibility Guide & Requirements.