When applying for a Private Student Loan, students can either apply on their own, start the application and invite a cosigner, or have the cosigner start the application and then add their student. The party initiating the application will send an email invite to the other to complete their portion of the application.
At this time, when applying for Earnest Student Loan Refinancing, only applicants who do not fully meet our eligibility criteria on their own can proceed with a qualified cosigner.
Personal Loans are available only to individual applicants. At this time, we don’t offer the option to apply with a cosigner or submit a joint application. Eligibility is based on your individual credit and financial profile.
Regardless of the application type you choose to submit, we encourage you to first review the Eligibility Guide & Requirements.