Eligibility

• How do you determine loan ownership? | Student Loan Refinancing
• Do you refinance loans in default or that have been sent to a collection agency? | Student Loan Refinancing
• Can I Refinance my Prodigy Finance Loan With Earnest? | Student Loan Refinancing
• My student loans are held by an institution outside the U.S., can I refinance with you? | Student Loan Refinancing
• Can I refinance my current Earnest student loan refinance again? | Student Loan Refinancing
• Is my school and/or program eligible?
• I'm currently enrolled in school, can I refinance? | Student Loan Refinancing
• Can I refinance student loans for schooling I did not complete? | Student Loan Refinancing
• I have student loans from an associate degree, can I refinance with Earnest? | Student Loan Refinancing
• Is it possible to refinance both federal and private student loans?
• Can I refinance loans that have been consolidated or refinanced previously?
• Can Earnest transfer a student loan from one person's name to another? | Student Loan Refinancing
• Can my spouse and I refinance and consolidate our loans together? | Student Loan Refinancing
• Are Parent Plus loans eligible for refinancing?
• Can I refinance someone else’s loans?