Applying for loans

Questions that can apply to any of the loans we offer!

• FAQ: Earnest Identity Verification | Applying for Loans
• You're requesting that I upload tax documents for my application. What should I provide? (tax form examples shown)
• How will you consider my income?
• How will you consider my rent or mortgage payment?
• How can I apply for an Earnest loan?
• What is a rate check?
• The interest rates on your website are a range. When will I get an exact number?
• What taxes are applicable to me?
• Why is the Earnest application process so comprehensive?
• What if I'm having trouble connecting my bank account in my application?
• How can I provide Earnest with my documents?
• Do you offer cosigning on loans?
• Does Earnest consider household incomes when reviewing applications?
• Where can I check the status of my application?
• I have a cosigner on my loans now. What will happen if I refinance through Earnest?