We're able to consider the following employment and non-employment income types:
Employment income: salaries, wages, commissions, bonuses and earnings from self-employment
Non-employment income: interest income, rental income, capital gains, dividend income, retirement income, social security benefits, unemployment, alimony & child support
We aim to credit you with your gross income you will earn this calendar year. For us to credit you with income, it needs to come from a stable source and be verifiable through documentation. In general, we look to see that you earn more than you spend (i.e. have a positive cash flow) and that your income is high enough to support your total debt load.
Income can be complicated. If you’re unsure what to include in your application, please contact our Client Happiness team. We’ll be happy to discuss!