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What is my school enrollment status? | Private Student Loans

Your enrollment status is determined by your school and is dependent on the number of credit hours you have scheduled during an academic year (or it may be by semester, term, or quarter). Common enrollment statuses are:

  • Full time
  • Half time
  • Less than half time

Generally speaking, full-time enrollment is taking at least 12 credits each semester, while half-time enrollment is 6-8 credits a semester. Please reach out to your school to confirm your enrollment status as it can vary depending on your college and program you have chosen.

Earnest currently lends to full time enrolled undergraduate students. However, if you are a college senior or graduate student and you’re enrolled at least half-time, you may also be eligible.

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