We aim to credit you with your gross income you will earn this calendar year. For us to credit you with income, it needs to come from a stable source and be verifiable through documentation. We look to see that you earn more than you spend (i.e. have a positive cash flow), and that your income is high enough to support your total debt load.
Income can be complicated. The structure of your income may impact how we verify its stability and amount. If you’re unsure what to include in your application, please contact Client Happiness. We’ll be happy to discuss!