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How will you use my social security number (SSN)?

We use your social security number to run credit inquiries with Experian. We use it for a soft credit inquiry (i.e. no impact to your credit score) when you use the rate check tool. We use it for a hard credit inquiry (i.e. a small impact to your credit score) when you submit an application.

For more information about why we run credit inquiries, click here. For more information about what Earnest does with your information, click here.

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