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Why does Earnest require an account and routing number to process a personal loan application?

We take the risk of fraudulent applications and identity theft very seriously. We want to protect the identities of our applicants. One way we do so is to run a basic test on the account and routing number provided in the application to confirm the legitimacy of the account. No money will be taken out of your account.

Earnest works hard to keep your information safe. For extensive information about our security policy, please review our security page here.

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