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Will I ever be required to pay in bitcoin, gift cards, PayPal, or a credit card? | General Questions

We typically accept loan payments from an approved electronic fund transfer from your connected financial institution. Although we can accept other forms of payment on occasion, at no time will Earnest require any borrower or loan applicant to submit payment by gift card or cash card of any type, credit card, PayPal®, money order or cryptocurrency (such as Bitcoin). Contact our Client Happiness team at or 1-888-601-2801 with any questions about your payments to Earnest.

Note: personal loans are originated by Earnest, but serviced by our trusted partner, Systems & Services Technology (SST). These instructions apply only to student loan refinances serviced by Earnest.  For more information on your available payment options on your personal loan please contact SST directly. You can find their contact information here.

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