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Will I ever be required to pay in bitcoin, gift cards, PayPal, or a credit card?

We typically accept loan payments through approved electronic fund transfers from your connected institution that you select from your online profile as your Earnest payment account (or personal check for home loans). Although other forms of payment may be accepted on occasion, at no time will Earnest require any borrower or loan applicant to submit payment by gift card or cash card of any type, credit card, PayPal®, money order or cryptocurrency (such as Bitcoin). Contact our Client Happiness team at or 1-888-601-2801 with any questions about your payments to Earnest.

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