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How is my minimum term length determined?

The minimum term and interest rate that you have been approved for is based on our comprehensive review of your financial profile. As we evaluate your application, we examine how affordable each of our loan terms (5 - 20 years) would be in the context of your current finances. We determine the shortest and longest loan terms that we're able to approve you for, and give you a full range of options between them.

The longest loan term option will always fall between 19 and 20 years.

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