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How do I pay my Earnest loan off?

To pay your Earnest loan in full, first sign in to your Earnest account. Select 'Loan Details', then 'Make an Extra Payment'. From there, select the payment date and 'Payoff' within the 'Payment Amount' field. Once you review the information on the page, select 'Schedule Payment' to submit your request.

To obtain your Earnest payoff, please contact our Client Happiness team via phone, chat, or email.

Please refer to the visual below for a guide. Please note that this option is not yet available through our iPhone app. All payoffs must be scheduled through the Earnest dashboard available on your desktop or laptop.


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