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Personal Loans: What loan protections does Earnest offer?

For our personal loans, we offer military servicemembers service deferment and SCRA benefits. For further information about these programs check here.

In the unfortunate event of death or total and permanent disability, the executor of the decedent's estate may formally request relief which will be granted at Earnest's discretion.

We also provide options if you are having difficulty making payments, you can find those details here.

If you may need to take advantage of any of the options mentioned above, our personal loans are serviced by our trusted partner, System & Services Technologies (SST). You'll need to contact them directly to further discuss your loan protections. You can reach their support team at 1-866-798-9888. They're open Monday through Friday 7am-10pm CST and Saturdays 8am-12pm CST.

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