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How soon will I receive my personal loan?

Once approved, you will have 7 calendar days to accept the loan offer. Once you accept and enter your bank account details, we will transfer the funds by the next business day. You will usually see the loan transfer into your account within 1-2 business days after signing.

Note: personal loans originated by Earnest may be serviced by either Earnest or SST. For information about SST, click here. If you're unsure whether or not your loan is serviced by SST, please log into your account, and click on the "My Loans" tab. If the "My Loans" tab shows a "Loan Details" button, your loan is serviced by Earnest. Otherwise, it is operated by SST.

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