When you link your financial accounts to your Earnest application, you're giving Earnest read-only access to your financial transactions within those accounts. This means we are only allowed to view the transaction and balance history of your accounts, but never make any charges or changes.
Electronically connecting your accounts enables us to verify the information provided in your application as well as perform calculations that are critical to our review process. This typically leads to a quicker review process and less requested document uploads on your end. All of this information is what sets us apart and allows us to offer you rates for your unique financial profile. We will never sell this information to any third-parties.