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What can I use an Earnest personal loan for? | Personal Loans

Personal loans can be used for a number of reasons, including but not limited to: credit card consolidation, vacation, moving, security deposit, engagement/wedding, honeymoon, home improvement, new job expenses, and career development. Our personal loans cannot be used for business expenses, real estate, or to pay for school tuition & expenses at an accredited (Title IV) institution.

If you're looking to pay for school tuition and expenses at an accredited (Title IV) institution we do offer private student loans to help with that.

Our personal loans are unable to pay off student loan debt. However, our student loan refinancing may be able to help you.

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