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What states does Earnest currently offer loans in?



We currently lend in Alaska*, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois*, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota*, Mississippi, Missouri, Montana, Nebraska, New Hampshire*, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio*, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee*, Texas*, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, and Wyoming. Regardless of where you live, you can create a user profile so you can be at the top of the list when we offer loans in your state. 

*Within the United States, regulations on fixed and variable interest rates are governed at the state level. In some states, the regulations on variable rates are not aligned with our current rate ranges. As a result, we do not offer variable rates in these markets.

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