Submit a request

Can I claim interest accrued on a personal loan with Earnest on my taxes?

No. According to the IRS, there ares some types of loans that you cannot claim, which includes personal loans. You can find out more information on interest expenses here.

Note: personal loans originated by Earnest may be serviced by either Earnest or SST. For information about SST, click here. If you're unsure whether or not your loan is serviced by SST, please log into your account, and click on the "My Loans" tab. If the "My Loans" tab shows a "Loan Details" button, your loan is serviced by Earnest. Otherwise, it is operated by SST.

Have more questions? Submit a request