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How do I enroll in autopay?

All clients are eligible to enroll in autopay, which will ensure that all of your payments are made on time. Student loan refinance clients who are enrolled in autopay will receive a 0.25% interest rate discount. Personal loans and coding bootcamp loans are not eligible for an autopay discount at this time.

There are two ways to enroll:

  1. When signing your loan agreement, you'll be asked to confirm you'd like to be enrolled in autopay by entering in the last four digits of your Social Security Number.
  2. If you did not sign up during the loan agreement signing process, you will see the option to enroll in your Earnest account. Simply click on ‘Loan Details’ and then ‘Enroll in Autopay’ in the left menu. You can then follow a few quick steps to finish the process. Please refer to the visual below to see how.

Please note that the autopay discount is not available during deferment, forbearance, or grace periods.

For more help enrolling in autopay after you have signed your loan agreement, refer to the visual below.

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