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What happens after I sign my student loan refinancing agreement?

After you sign your loan agreement, we are legally required to wait three days in case you decide to change the terms of your loan (such as the amount). Earnest will then send the payoff to your your servicer(s). Your Earnest loan will become active the next business day after the payoff has been sent. At this point, your Earnest loan will begin to accrue interest and the first payment will be scheduled one month after that date.

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