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Can I change my refinance amount before accepting my loan?

If you are approved for an Earnest student loan refinance, you will typically be approved for the total eligible student loan amount listed on your credit report. When you’re ready to accept your loan, you can choose to refinance less than the requested amount (as long as it’s above $5,000) or up to 105% of your approved amount. If you need a larger amount, please contact the Client Happiness team.

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